Construction Financing for Your Custom Home in San Antonio

CKC Custom Homes financing consultation

At CKC Custom Homes, we make your dream home possible—not just through expert craftsmanship, but by guiding you through every step of the custom home construction financing process. Whether you’re purchasing a lot or ready to break ground, we connect you with trusted local lenders who understand the nuances of financing a luxury home.


What is a Construction Loan?

construction loan is a short-term loan that covers the cost of building your home. This type of loan typically converts into a permanent mortgage once construction is complete.

Key Features of Construction Loans:

  • Interest-only payments during construction

  • Funds released in phases (draws) as your home progresses

  • Ability to include land purchase in financing

  • Converts to a traditional mortgage at completion


Why Work with Our Preferred Lenders?

Our team partners with San Antonio’s top construction loan lenders to offer:

  • Faster approvals

  • Transparent budgeting and draw schedules

  • Competitive rates for high-end custom builds

  • Seamless communication with your builder (that’s us!)

We Build—and We Guide


We’ve helped hundreds of clients throughout San Antonio, Boerne, New Braunfels, and surrounding Hill Country areas finance and build their forever homes. Our process is hands-on, collaborative, and tailored to your needs.

Financing Support Includes:

  • Introductions to reputable loan officers

  • Timeline coordination with your lender

  • Budget and spec reviews to align with your loan limits

  • Guidance on land acquisition if needed

Learn more about the CKC Experience →

Explore our portfolio of Custom Homes →

San Antonio luxury home construction loan

Building a custom home should feel exciting—not overwhelming. If you’re exploring construction financing in Texas, contact CKC Custom Homes today. We’ll help you understand your options and match you with a lender who supports your vision.

Speak with a Financing Expert →

Ready to Start Your Journey?

Frequently Asked Questions

  • A: Yes, many lenders offer construction-to-permanent loans that allow you to finance both the lot and the build in one streamlined process.

  • A: Funds are released to the builder at key milestones. We coordinate with your lender to ensure timely inspections and approvals.

  • A: Absolutely. We work with trusted local lenders experienced in luxury custom home loans.